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Posted
This may be a stupid question, but do banks finance empty residential lots?

Yes, but unless the lot is a very good deal in a solid neighborhood, the terms will be less friendly than they would be if there were a habitable structure on the site. Expect to pay a larger LTV% and a somewhat higher interest rate.

Posted

Like Niche said, it may be a slightly higher interest rate, but not exorbitant. Look for local banks to finance it. They know the neighborhood, and are much more likely to be OK with it.

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