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Home Insurance policy


MovingSoon

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My 1st year anniversary of homeownership is approaching and i thinking of taking a closer look at my homeowners policy before renewal. I am now with AAA, their combined auto+home with all discounts was at least 30% lower then others I've checked. However, their coverage limit estimation for "replacement" cost is a bit less then $100/sq ft which seems low for me.

Any advice from HAIF community? Where is your insurance from? What's the reasonable replacement cost? Any companies offer true "guaranteed replacement" coverage (does it make sense to get)?

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